Secure Financial Software & Digital Banking Solutions

We implement comprehensive PCI-DSS compliance through tokenization, end-to-end encryption, secure network architecture, regular security audits, and strict access controls. Our payment systems undergo rigorous penetration testing and maintain annual PCI compliance certifications. We never store sensitive cardholder data in plain text and use tokenization for all payment processing.

Our fraud prevention systems use multi-layered security including AI-powered behavioral analytics, real-time transaction monitoring, device fingerprinting, biometric authentication, and geolocation verification. We implement adaptive risk scoring that learns from historical patterns and can block suspicious transactions in milliseconds while minimizing false positives for legitimate customers.

Yes, we specialize in integrating modern solutions with legacy core banking systems through secure APIs, middleware layers, and custom connectors. We work with major core banking platforms (FIS, Temenos, Jack Henry, Fiserv) and can build integration solutions that enable real-time data synchronization while maintaining system stability and security.

Mobile banking app development typically takes 4-8 months depending on feature complexity and compliance requirements. This includes discovery, design, development, security testing, penetration testing, compliance verification, and regulatory approval processes. We follow agile methodology with regular sprint deliveries allowing for iterative testing and feedback throughout development.

We build financial software compliant with PCI-DSS, SOC 2, GDPR, CCPA, KYC (Know Your Customer), AML (Anti-Money Laundering), GLBA (Gramm-Leach-Bliley Act), and regional banking regulations. Our compliance experts ensure all software meets current regulatory requirements and can adapt to evolving compliance landscapes across different jurisdictions.

We implement bank-grade encryption (AES-256) for data at rest and TLS 1.3 for data in transit. All sensitive data is tokenized, access is role-based with multi-factor authentication, and we maintain comprehensive audit trails. Data centers are SOC 2 certified, and we conduct regular security audits and penetration testing to identify and address vulnerabilities proactively.

Yes, we specialize in zero-downtime migrations using parallel running strategies, phased rollouts, and comprehensive testing protocols. We extract data from legacy systems, transform it for new platforms, and use automated migration tools with extensive validation. Our approach includes rollback plans, real-time monitoring, and gradual traffic shifting to ensure continuous service availability.

Fintech platform costs vary based on feature complexity, compliance requirements, and integrations needed. Simple mobile banking apps start around $80K-$150K, while comprehensive platforms with AI fraud detection, payment processing, and wealth management can range from $250K-$500K+. We provide detailed project estimates after requirements analysis and offer flexible engagement models including fixed-price and ongoing development partnerships.